About us

Our story


"SmartGarant was born after a personal experience of a friend of one of the 2 founders. This Mexican friend was studying in France for 3 years and had to go to Paris for its final year internship. However, since he had no French guarantor, finding a flat in Paris quickly turned into something nearly impossible for him.

After 3 months of painful and unsuccessful search, he decided to ask the parents of a French friend to act as his guarantor. A week later, he finally moved in his new Parisian home."

Faced with this, the two co-founders, Thomas and Charif, quickly realized that our friend was not an isolated case: more than 5 million people no longer meet with the selection criteria of landlords. 7 out of 10 people consider that it is difficult and even painful to rent a flat in France.

We believe that finding a flat should not be that hard, that is why SmartGarant came up with the ambition to facilitate housing access and make rental life better.

The SmartDonation initiative

In line with our commitment to facilitate access to housing and rental life, we have created the SmartDonation Initiative. Through this initiative, we commit ourselves to donate a percentage of our profits each year to a French association that helps the most disadvantaged to access decent housing.

In this perspective, we leave the choice of the association or foundation that will benefit from this donation to our tenants. Thus, by being a SmartGarant tenant, each person has the opportunity to help others in need to get a roof over their heads.

How does it work?

  1. You subscribe to the SmartGarant guarantee

  2. You choose among 2 associations the one that is dear to you

  3. Each year, we donate a percentage of our profits to the association who received the most votes


The founders


CEO & Co-founder


Graduated from the MS Advanced Master in Entrepreneurship and Innovation Management at emlyon business school, Thomas has worked for a Parisian startup and at La Defense for EY before embarking on his own entrepreneurial adventure.

Passionate about running and photography, he is also a travel enthusiast. His stays in Australia, India and Scotland, where he was confronted with the issue of finding accommodations, are a real source of inspiration for Thomas, serving his ambition to improve the rental life in France.

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CFO & Co-founder


Passionate about music and graduated from the MS in Financial Engineering from the emlyon business school, Charif completed several internships in finance in Paris before co-creating SmartGarant.

Back in France, after a four-month experience in Tokyo, he realized that it is very difficult to find student accommodation in France. Convinced that housing access should not be that hard, he decided to start this adventure with Thomas.

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CTO & Co-founder


After more than ten years of experience in IT and a start-up already created, Benjamin joins the team of SmartGarant in 2019. Sportsman, from swimming to running and squash, he likes the challenges and the technology in general.


Putting his skills to the services of the tenant and the owner has become obvious. IT is evolving day by day and it is very necessary for SmartGarant to have a reliable, robust and scalable technical infrastructure.

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Propriétaire / Agence

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Smart Garant , a simplified joint-stock company with capital of € 7,000, 851,969,113 RCS Paris.
Company governed by the Insurance Code and registered with ORIAS № 19006016, www.orias.fr. Headquarters: 75020 Paris

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